Financial Disclaimer

Effective Date: May 17 2026
Last Updated: May 17 2026

The information provided on this website by Gold Nova Group (“Company,” “we,” “our,” or “us”) is for general informational purposes only and should not be considered financial, legal, tax, or professional advice.

By using this website, submitting a form, or communicating with us, you acknowledge and agree to the terms of this Financial Disclaimer.

1. No Financial Advice

The content on this website is provided for informational and marketing purposes only.

Nothing on this website should be interpreted as financial advice, investment advice, credit counseling, debt counseling, tax advice, legal advice, or a recommendation to apply for, accept, or reject any financial product.

You should consult with a qualified financial advisor, attorney, tax professional, or other licensed professional before making financial decisions.

2. No Guarantee of Loan Approval

Submitting your information through this website does not guarantee that you will be approved for a loan or receive any specific financial product.

Gold Nova Group does not guarantee:

Loan approval
A specific loan amount
A specific interest rate
A specific APR
Specific repayment terms
Same-day approval
Same-day funding
Availability of any lender, broker, or financial provider
That any loan option will meet your financial needs

All loan approvals, rates, terms, fees, repayment schedules, and funding timelines are subject to eligibility, verification, underwriting, lender approval, applicable laws, and the policies of the relevant provider.

3. Rates, Terms, and Loan Information

Any rates, payment examples, loan amounts, repayment periods, or other financial information displayed on this website are provided for general informational purposes only unless clearly stated otherwise.

Actual loan terms may vary based on multiple factors, including but not limited to:

Credit profile
Income
Employment status
Debt obligations
State of residence
Requested loan amount
Verification of information
Lender or provider requirements
Applicable federal and state laws

If specific credit terms are advertised, those terms must be actually available or arranged under the stated conditions. Consumer credit advertising may also require additional clear and conspicuous disclosures when specific credit terms are mentioned. (Consumer Financial Protection Bureau)

4. Third-Party Lenders and Providers

Gold Nova Group may work with or refer users to third-party lenders, brokers, financial service providers, marketing partners, or other service providers.

Any loan offer, approval decision, rate, repayment term, disclosure, fee, contract, or financial product provided by a third party is the sole responsibility of that third party.

Gold Nova Group is not responsible for:

Third-party loan decisions
Third-party rates or fees
Third-party disclosures
Third-party agreements
Third-party websites
Third-party privacy practices
Third-party customer service
The accuracy or availability of third-party offers

You should carefully review all loan agreements, disclosures, repayment obligations, fees, and terms before accepting any offer.

5. No Binding Offer

Nothing on this website constitutes a binding loan offer, credit approval, commitment to lend, or guarantee of funding.

Any communication from Gold Nova Group or its representatives is preliminary unless and until a formal written agreement, disclosure, or offer is provided by the appropriate financial provider and accepted by you.

6. User Responsibility

You are responsible for evaluating whether any financial product, loan, repayment obligation, or service is appropriate for your personal situation.

Before accepting any loan or financial product, you should consider:

Total repayment amount
Interest rate or APR
Fees and charges
Payment schedule
Late payment consequences
Impact on your credit
Your ability to repay
Alternative financial options

Do not accept a loan unless you understand the terms and are confident that you can meet the repayment obligations.

7. Accuracy of Information

We strive to provide accurate and updated information on this website. However, financial information, loan availability, lender requirements, and applicable laws may change without notice.

We do not guarantee that all information on this website is complete, current, accurate, or applicable to your specific circumstances.

The FTC requires advertising claims to be truthful, not misleading, and supported when appropriate. Disclosures needed to avoid deception must be clear and conspicuous. (Federal Trade Commission)

8. Credit Impact

Submitting an inquiry through this website may or may not affect your credit, depending on the process used by any lender, broker, or financial provider involved.

Some providers may use a soft credit inquiry, while others may require a hard credit inquiry before making a final credit decision.

A hard credit inquiry may affect your credit score.

You should review all disclosures from the applicable provider before authorizing any credit check.

9. Privacy and Personal Information

Submitting personal or financial information through this website may involve the collection, use, storage, and sharing of your information as described in our Privacy Policy.

Financial institutions and related providers may be subject to additional privacy requirements, including rules related to nonpublic personal information and consumer privacy notices. (Federal Trade Commission)

Please review our Privacy Policy before submitting any information.

10. No Warranty

This website and its content are provided on an “as is” and “as available” basis.

Gold Nova Group makes no warranties, express or implied, regarding:

The accuracy of financial information
The availability of loan options
The suitability of any financial product
Approval by any lender or provider
Website availability or uninterrupted access
The performance of third-party providers
The security or completeness of transmitted information

11. Limitation of Liability

To the fullest extent permitted by law, Gold Nova Group, its owners, employees, representatives, contractors, affiliates, partners, and service providers shall not be liable for any losses, damages, claims, costs, or expenses arising from:

Use of this website
Reliance on website content
Submission of a loan inquiry
Denial of a loan or financial product
Acceptance of a third-party loan offer
Third-party actions or omissions
Changes in rates, fees, or terms
Credit score impact
Financial decisions made by the user

Your use of this website and any financial decision you make are at your own risk.

12. Contact Us

If you have questions about this Financial Disclaimer, please contact us:

Gold Nova Group
Email: [Insert Email Address]
Phone: [Insert Phone Number]
Address: [Insert Business Address, if applicable]